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You may think it will never happen to you, but at any time, an unexpected accident or illness could prevent you from working for months or even years. Are you prepared to deal with the temporary or long-term loss of income? How would you maintain your standard of living? How long would your savings last? How would it impact your retirement planning?
Disability insurance provides you with a monthly income to compensate for the loss of earnings due to a disability. As a result, you can continue to meet your financial obligations as well as cover expenses related to your physical condition.
You should consider disability insurance for the following reasons
- Worker’s compensation will only provide coverage for work-related injuries and accidents
- Unemployment insurance only provides short-term financial relief if you become sick or injured
- Group coverage plans do not always provide adequate benefits
- If you are self-employed, you will not have access to the protection you need from an employer
Additional Rider Options
- Cost of Living Allowance
- Additional Insurance
- Partial Disability
- Residual Disability
- Pension Guard
- Own Occupation
- Health Protection
- Premium Refund
Reviews
We were referred to Jigar ji through a family friend, he initially helped us with our parents’ Visitor VISA insurance. He gave us detailed information about each available option in the market and pros and cons of each insurance provider to enable us making informed decision, not only that he gave us competitive rates as well!
Being new immigrants to Canada at that time, we were not sure about how to plan our financial security here, but his thorough financial knowledge empowered us to plan our investments and secure our financial future. His amicable nature makes him easily approachable for any financial advice at any time. We highly recommend his service to our friends and families!
Rajiv Datta
IT Professional
THE RIGHT ADVICE…ADVICE WITH ONLY YOU IN MIND.
Determining what type of insurance policy is right as per your need can be a tough decision to make. I am here to offer you expert advice and help you every step of the way, from insurance planning to money management. I will make insurance easy to understand with affordable options that best suit your needs. Speak with me today about how you can start 1st step towards protecting your financial future.