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The importance of critical illness and disability insurance
- Provides financial assistance following the diagnosis of a critical illness
- Helps you honour your financial commitments while you recover
- Help cover costs related to your critical illness or disability
- Allows you to take the time you need to recover by providing financial support to compensate for lost income
- Critical illness insurance helps protect you against the financial consequences of a critical illness such as cancer, heart attack or stroke. If you’re diagnosed with one of the conditions defined in the policy, you’ll qualify to receive a one-time, lump-sum cash benefit to spend however you wish.
If you’re diagnosed with a critical illness, focus on recovery with support from tax-free lumpsum critical illness insurance benefit…
COVERED CONDITIONS ON MOST POLICES
- Cancer
- Heart Attack
- Stroke
- Coronary Artery Bypass Surgery
- Alzheimer’s Disease
- Aortic Surgery
- Benign Brain Tumour
- Blindness
- Coma
- Deafness
- Heart Valve Replacement
- Kidney Failure
- Loss of Speech
- Major Organ Transplant
- Major Organ Failure (on waiting list)
- Motor Neuron Disease
- Multiple Sclerosis
- Occupational HIV Infection
- Paralysis
- Parkinson’s Disease
- Severe Burns
A selection of critical illness plans
TERM CRITICAL ILLNESS
Term10/20/25/Age65/Age75 plan options are available to protect you for your short terms liability i.e. mortgage protection
PERMENANT CRITICAL ILLNESS
Term100/Whole life plan options provides permanent Critical illness protection for life long.
RETURN OF PREMIUM
Offers all premium paid into policy if you die or remains healthy till expiry of plan, as early surrender under permanent plan.
Reviews
Jigar Patel is our insurance person and dear friend . He always provide me the information about ANY type of insurance, and when I buy, I buy with him only. 1) he always gotten me what I need in my price range and what I am looking for. 2) Absolutely convenient! I’m a busy person and they so fit in to my schedule, all the while getting me what I want { I was looking for visitor insurance for my grandmother age 97, many insurance companies denied to provide insurance at this age, I Thought she is uninsurable- but AMAZINGLY he came through, no sweat!}. He always explains about his products ( IN DETAILS) that many insurance agent do not. He is best at what he does because his dedication towards his clients and work. BEST Insurance Person EVER!!!!
Hardik Patel
Quality Site Specialist, McKesson Canada
THE RIGHT ADVICE…ADVICE WITH ONLY YOU IN MIND.
Determining what type of insurance policy is right as per your need can be a tough decision to make. I am here to offer you expert advice and help you every step of the way, from insurance planning to money management. I will make insurance easy to understand with affordable options that best suit your needs. Speak with me today about how you can start 1st step towards protecting your financial future.